Hope this helps. Said I would post again with our cost so here it is: This is through Ameriprise Insurance, with no tickets for either of us and good credit. Our semiannual cost is 576.00 as Ameriprise renews every 6 months, so 1152.00 a year. This is full coverage and here is the breakdown: bodily injury at 250,000 each person and 500,000 each accident. Property damage is 100,000 each accident. Personal injury is 10,000 medical and hospital, 2,000 funeral exp., 10,000/200.00 per week income continuation and 5,000/40.00 per day/200.00 per week loss of services. Underinsured Motorist is 250,000 each person and 500,000 each accident. Property Damage is 100,000 each accident, 300.00 dec hit and run/phantom vehicle and 100.00 ded. all other. Collision ded. is 250.00. Towing 75.00 per and Rental allowance of 30.00 per day/ 900.00 max. per occurrence.
We have had Ameriprise for about 6 years and have found them to be great to deal with and offer the best rates. A friend works for State Farm and she said they are hard to beat. Just need to be a member of Costco.