1.8% through Infiniti. I originally was planning to use PenFed and ready to close the deal with them, but Infiniti was willing to match on the day of delivery, and then beat the rate by a tenth of a percent.
Just re-fied w/ Penfed at 1.49%. I took the $1k cash for using Infiniti Finance at 4.89% (talk about a gouge on the rate...we both have credit over 800). I did it all online and took a couple days to get it straightened out paperwork wise. Though honestly it was painless.
I suppose I didn't have to wait a month till I rec'd all the paperwork from Infiniti to do this (and just called them for payoff info), but was easier once I had the login info for the site where I could just grab payoff info and such.